Does your ERP have AI agents?
An assistant answers and drafts. An agent takes a job and runs it, then reports back for review.
It matters because the label is used for both. Ask what the agent is allowed to do without a person in the loop.
Two vendors ship assistants, one ships supervised agents in payables and expenses, one runs agents on the ledger.
The four-vendor answer
Peer AI details are vendor-stated, using public 2026 product names.
Oracle NetSuite
ERP + copilotAsk Oracle and NetSuite Next: conversational search, reports, navigation, and Text Enhance.
Intelligent Close Manager and AI-assisted reconciliation help at period end.
This is an assistant on the existing suite. The user drives posting.
Microsoft Dynamics 365 Business Central
ERP + copilotPayables Agent reads a mailbox and creates invoice drafts for agent supervisors, and stops when the vendor cannot be identified.
Expense Agent is in 2026 Release Wave 1 public preview.
Both are supervised. Nothing posts without a person, and English is first.
Sage Intacct
Finance platform + assistantSage Copilot, Close Assistant, and the Finance Intelligence Agent, which is early.
They draft, help with close tasks, and write variance narrative.
They are assistants on Intacct financials. Staff review before post.
Light
Agentic finance systemAstra plus agents that run the work rather than a sidecar chat.
Agents cover AP, AR, reconciliation, and the close on one live group ledger.
Finance reviews the output. The agents act on the ledger, not on an export.
A copilot drafts. A person posts. An agent runs the job on the ledger, and finance reviews the result. That is the night-and-day difference, not the marketing label.
For this function, Light's agents execute against the live group ledger: they run AP, AR, reconciliation, and the close, and finance signs off on the result.
Multi-entity and multi-book are the core of that ledger, so the agents work across the group rather than one book at a time.
Questions people ask
What is the difference between a copilot and an agent?
A copilot drafts and a person posts. An agent runs the job on the ledger and finance reviews the result.
Does NetSuite have AI agents?
NetSuite ships Ask Oracle and NetSuite Next, which behave as an assistant on the existing suite. The user still drives posting.
Which Business Central agents are available?
Payables Agent for invoice drafts, and Expense Agent in 2026 Wave 1 public preview. Both need a supervisor.
Does Sage Intacct have an agent?
The Finance Intelligence Agent is early. Sage Copilot and Close Assistant are assistants around the financials.
Light is scored the same way as every other vendor on this site. We do not sell rankings. Light is one row.